Find your way to a better home loan, fast and easy!

How It Works

Our Loan Process

We listen carefully and guide you through the process the way it works for you.

Our Promise
We know you have questions: Will I be qualified? How long will it take to close? What is the process of qualification and approval for a mortgage? Our promise is to do our best to address all of your questions and assist you throughout the process to maximize the chance of achieving your desirable results.

How it works

When you're ready, ELS Home Lending is ready too.
Fast Track
Found a new home and ready to go? Use our Fast Track service to find your way home quick and easy!
Are you facing a bumpy road on your way home? Can't verify your income,... No problem, we are here to help. We are only one phone call away.

Our Values

Customers First
Our first priority is our customers whom we are devoted in helping pick the best loan option which meets their needs.
Paperless Process
We have streamlined the way we process your loans without paper and help expedite your application through our system.
Fast Turnaround
We have invested in top notch technologies to help speed the process to make your homeownership dreams come true even faster!
Personalized Guidance
Our team will walk you through every step of the loan approval process and help customize the right loan for you.
Low Down Payment Solutions
We offer low down payment options for first time home buyers to help achieve their dream of homeownership.
Convenience 24/7 access
Start your application online and upload documents via secure portal based on your time availability not ours
ELS Home Lending logo
NMLS # 279255 Branch Manager
25 South 3rd St Rio Vista, CA 94571
(925) 331-7411
Complaints may be directed to: Phone: (925) 331-7411 or Email:
Copyright ©2020 ELS Home Lending. NMLS# 279255. 25 South 3rd St Rio Vista, CA 94571 (925) 331-7411. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply.